Ring-fencing is not needed for building societies
Adrian Coles, director-general of the Building Societies Association, gives an overview of various recent government announcements and the impact they will have on mutuals
View ArticleGovernment shows support for building societies
The Treasury has launched a consultation into the future of building societies. Adrian Coles, director-general of The Building Societies Association, assesses what may lie ahead for the sector
View ArticleWhat if… Bank rate falls to zero?
Adrian Coles, director-general of the Building Societies Association, ponders on what would happen if the Bank of England lowered interest rates even further.
View ArticleIncreased mutual lead on service standards
Building societies have improved their standing with consumers even more in recent years as the banks continue to generate bad news coverage. Adrian Coles, director-general of the Building Societies...
View ArticleControl LTVs – control the economy
Adrian Coles, director-general of the Building Societies Association, discusses what sort of influence the Financial Policy Committee will have on establishing lenders’ loan-to-value ratios and...
View ArticleSeven Cs of banking
Andy Haldane has put forward five characteristics beginning with C for a more socially useful banking system but Adrian Coles, director-general of the Building Societies Association, has two more Cs to...
View ArticleMutuals are top users of FLS
Adrian Coles, director-general of the Building Societies Association, looks at the Funding for Lending Scheme - why it was introduced, its key features and the usage made of it by mutuals so far
View ArticleFLS decision factors
Adrian Coles, director-general of the Building Societies Association, continues his look at the Funding for Lending Scheme
View ArticleThe new FCA
The Financial Conduct Authority takes over regulation next month. Chris Lawrenson, head of legal services at the Building Societies Association, looks at the opportunities and risks facing the new...
View ArticleWho pays for bank failures?
Adrian Coles, director-general of the Building Societies Association, has identified four groups that can be called upon to bail out failed banks or meet the costs of bank failure
View ArticleA diversity index for financial services
Adrian Coles, director-general of the Building Societies Association, discusses the findings of research into different types of financial firms
View ArticleDecent and safe banking: the Mark Carney view
Adrian Coles, director-general of the Building Societies Association explores the incoming governor of the Bank of England’s stance on repairing international banking and compares it with UK mutuals
View ArticleLeverage ratios potentially increase risk
Adrian Coles, director-general of the Building Societies Association, looks at the debate surrounding the amount of capital banks and building societies have to hold against assets
View ArticleHelp to Buy: Mortgage Guarantee – the mutuals’ approach
Adrian Coles, director-general of the Building Societies Association, discusses what building societies should consider when deciding whether to participate in Help to Buy part two
View ArticleMutuals ahead on service
The latest figures and research confirm mutuals’ customer service dominance, writes Adrian Coles, director-general of the Building Societies Association
View ArticleHousing bubble or steady recovery?
The Bank of England says it will closely watch the housing market for signs of a bubble and will take steps if it becomes necessary. Adrian Coles, director-general of the Building Societies Association...
View ArticleMore help for savers is essential
In his final article for Mortgage Finance Gazette as director general of the Building Societies Association, Adrian Coles puts forward ideas to improve the savings situation for consumers, particularly...
View ArticleA steady improvement
In his first article for MFG as chief executive of the Building Societies Association, Robin Fieth looks back at the key features of the mortgage market last year and considers the start of 2014
View ArticleMore homes needed
Building societies, local authorities and builders are collaborating to help contribute to increasing the housing stock, as Robin Fieth, chief executive of the Building Societies Association explains,...
View ArticleRethinking Flood Re
Flood Re is due to replace the Statement of Principles in maintaining insurance for properties at risk of flooding but the proposals contain too many exclusions, says Robin Fieth, chief executive of...
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